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Down Payment Assistance

WE Lending DAP

Down Payment Assistance

WE Lending DAP is focused on helping homebuyers achieve the dream of homeownership. Our affordable housing program supports low-to-moderate income individuals and families. This program will assist homebuyers in meeting their minimum borrower contribution (own funds) and helps cover down payment and/or closing costs when purchasing a home with a qualifying 30-Year Fixed Rate First Mortgage.

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Key Benefits

✔ 100% Financing on FHA and Conventional
✔ 100% Forgiven at Close of Escrow
✔ No 2nd Mortgage / Lien
✔ No Prepayment Penalty
✔ 30 Year Fixed Rate Mortgage
✔ 3.5% Assistance on FHA Loans
✔ 3% Assistance on Conventional Loans
✔ Co-signers Allowed
✔ DACA Eligible
✔ Multi-State Program

Requirements

FHA Requirements:

✔ Income limit up to $84,960 (Clark County)
✔ Loan limit up to $362,250 (Clark County)
✔ Minimum credit score 620
✔ 1-2 Units only (no manufactured homes)
✔ Must be primary (can own other properties)
✔ Must meet FHA underwriting requirements

Conventional Requirements:

✔ No Income Limit Loan limit up to $548,250
✔ Minimum credit score 640
✔ 1 Unit only (no manufactured homes)
✔ First Time Homebuyer Requirement
✔ Must meet FNMA underwriting requirements

This down payment assistance program requires a home loan mortgage approval. Find out if you are approved by applying:

Home Loan Down Payment Assistance Programs:

Home Is Possible™
Down Payment Assistance

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HIP For Heroes™
Down Payment Assistance

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HIP For Teachers™
Down Payment Assistance

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HIP For First-Time Homebuyers™
Down Payment Assistance

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Home At Last™
Down Payment Assistance

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Culinary & Bartenders Housing Partnership
Down Payment Assistance

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W.I.S.H. Program
Down Payment Assistance

Learn More

WE Lending DAP
Down Payment Assistance

Apply Now

For more information about mortgage related programs

Get in contact with our home loan mortgage lending experts

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